Our Team

Scott started in the Insurance Business in 1986 - way back when paper applications were mailed to the insurance company and faxing just started and there was no such thing as online quotes or transmissions!  He opened his own office in 2015 and joined forces with Richard in 2021.  

Scott truly believes that his superpower is having the ability to protect what people/families value most.  He enjoys pointing out the correct coverages and exclusions to avoid unhappy clients.  

Scott is also a busy guy.  He likes to run on the boardwalk, hit the gym, go skiing out west, kayak, boat, hang on the beach, fish, travel, and entertain his family and friends.  

Above all, Scott believes in helping others in Need and Recovery.  A community guy, Scott is a member of the Somers Point Rotary Club, the Hammonton and Atlantic City Chambers of Commerce, and the NJ Electrical Contractors group.  He has served on the board of directors for the YMCA, Big Brothers and Sisters, Vineland Jaycees, and the American Cancer Society.  

Scott's hometown is Vineland, NJ.  He resides in Ventor with his wife Patti and his rescue Black Lab, Reggie.

Richard has been in the Insurance Industry for 25 years, merging with Scott in 2021.  

Richard's favorite part about being an insurance agent is working for all types of people and helping them protect what is important to them - their family loved ones, businesses, income, homes, autos, and more.  

An active guy, Richard & his family enjoy snow skiing, boating, and swimming.  

Originally from Cottage Grove, OR, Richard now lives in South Jersey.  

He has been married to Jennifer for 25 years. They have four children, Julia 19, Danielle 17, Michael 15, and Nathan 12. 

 Family pets include two dogs and a cat.

Rachael has been with the team since November 2017.  

She truly loves everything about her job but, most of all, Rachael enjoys educating clients on what they are buying and helping them find the coverage that meets their exact needs,  She truly believes in developing a relationship with all her clients.  

When not working Rachael LOVES to travel, socialize with friends & family and wash her car, weekly.    

She is also a soccer mom to her 7-year-old son.  Rachael is from Monroeville.  

She resides with her son Tanner and her family dogs Bowie & Magnum.

Erika joined the team in 2017.   

 What does she love best?  Well, she says that the job keeps her on her toes!   

 Outside of work, Erika likes to color, cook, bake and spend time with her family.  She also helps folks within the Hammonton area with translating from Spanish to English and vice versa.    

Born and raised in Hammonton, NJ, Erika is married and has 3 children- 1 boy and 2 girls -  and a cat