No matter what type of business you have, only you know what success looks like for your business. Without insurance coverage, you may have to pay out-of-pocket for property damage, accidents, or lawsuits from unhappy clients.
If you don’t have business insurance, all of these possibilities can be devastating for your business and your personal finances. Depending on what you do, some clients won’t want to work with you unless you are insured, especially if you’re in a business where you work on a client’s property and are at risk of causing damage.
We work with all types of businesses including landscapers, plumbers, HVAC, veterinarians, electricians, non-profits, garden centers, carpenters & small business owners. Let's work together to cover your business.
A business owner’s policy will combine property, liability, and business interruption coverage all in one easy policy for small to medium-sized businesses. By packaging these coverages together, you will generally see a discount on your premium.
A business is only as good as its employees. Make sure yours know they're valued with an insurance plan that helps replace lost wages and pays for medical treatment should they suffer a work-related injury*.
*not available in all states
A requirement under state law, commercial auto insurance coverage provides protection for your vehicle – one of your business’s largest assets in some cases. Whether you own a fleet of trucks or just one car, having adequate insurance protection ensures accidents do not weigh heavily on your business. A simple driver’s mistake could otherwise put your business in financial risk. Auto insurance helps you to avoid some of that risk.
An umbrella insurance policy provides a low-cost means for obtaining coverage that picks up where your other policy limits end.
Loss of Income, Employer Stop Loss, Cyber Security, Pension Plans for your and your employees
Brown & McCarthy Insurance Agencies
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